Privacy Policy

Last Updated: 30 MAY, 2026

Money Mantraa (moneymantraa.in) mein aapka swagat hai. Hum aapki privacy ki suraksha ke liye pratibaddh hain. Yeh Privacy Policy explain karti hai ki jab aap hamare website ka upyog karte hain, tab hum aapki jaankari kaise collect, upyog aur surakshit karte hain.

Is website ka upyog karke, aap is policy mein diye gaye niyamon se sahmat hote hain.


  1. HUMARI WEBSITE KE BAARE MEIN

Money Mantraa ek personal finance aur investment education website hai jo Indian users ke liye banaayi gayi hai. Hum stock market, mutual funds, banking, government schemes, aur paise se related honest aur sahi jaankari provide karte hain.

Website: https://moneymantraa.in
Owner: Hariom Kumar
Location: Buxar, Bihar, India
Contact: im.hariomk@gmail.com


  1. HUMARA DISCLAIMER (IMPORTANT)

Money Mantraa par di gayi koi bhi jaankari sirf educational aur informational purpose ke liye hai. Yeh kisi bhi prakar ki financial advice, investment advice, ya trading recommendation NAHI hai.

Kisi bhi investment ya financial decision lene se pehle apne registered financial advisor se salah lein. Market investments risks ke adheen hain. Past performance future returns ki guarantee nahi deta.


  1. JO JAANKARI HUM COLLECT KARTE HAIN

a) Aapke dwara di gayi jaankari
Hum woh personal jaankari collect kar sakte hain jo aap sweccha se dete hain, jaise:

  • Newsletter subscribe karne par naam aur email address
  • Contact form bharne par di gayi jaankari
  • Articles par comment karne par naam aur email

b) Automatically collect hone wali jaankari
Jab aap Money Mantraa visit karte hain, hum automatically kuch technical jaankari collect karte hain:

  • IP address
  • Browser ka prakar aur version
  • Aapne kaun se pages dekhe
  • Visit ka samay aur tarikh
  • Referring website ka URL

Yeh jaankari cookies aur Google Analytics ke zariye collect hoti hai.


  1. JAANKARI KA UPYOG

Hum collect ki gayi jaankari ka upyog neeche diye gaye karyon ke liye karte hain:

  • Website ko operate aur behtar banane ke liye
  • Aapke questions ya comments ka jawab dene ke liye
  • Newsletter ya updates bhejne ke liye (sirf tab jab aapne subscribe kiya ho)
  • Website traffic aur user behavior analyze karne ke liye
  • Google AdSense ke zariye relevant advertisements dikhane ke liye

Hum aapki personal jaankari kisi bhi third party ko na bechte hain, na rent par dete hain, na trade karte hain.


  1. COOKIES

Money Mantraa cookies ka upyog karta hai taaki aapka browsing experience behtar ho sake. Cookies chhoti text files hoti hain jo aapke browser dwara aapke device par store ki jaati hain.

Hum cookies ka upyog in karyon ke liye karte hain:

  • Analytics (Google Analytics)
  • Advertising (Google AdSense)
  • Aapki preferences yaad rakhne ke liye

Aap apne browser settings se cookies ko control ya disable kar sakte hain. Lekin cookies disable karne se website ke kuch features prabhavit ho sakte hain.


  1. GOOGLE ADSENSE AUR THIRD-PARTY ADVERTISING

Money Mantraa Google AdSense ka upyog advertisements dikhane ke liye karta hai. Google ek third-party vendor ke roop mein, cookies (DoubleClick cookie sahit) ka upyog karta hai taaki aapki hamare website aur internet par doosri websites ki pichhli visits ke aadhar par ads serve kar sake.

Aap personalized advertising se opt out kar sakte hain:
https://www.google.com/settings/ads

Google data kaise upyog karta hai, yeh jaanne ke liye:
https://policies.google.com/technologies/partner-sites


  1. AFFILIATE LINKS

Money Mantraa par kuch articles mein affiliate links hote hain. Iska matlab hai ki agar aap kisi link par click karke koi product ya service khareedte hain, toh hume ek chhota sa commission mil sakta hai — aapko koi extra cost nahi aata.

Hum sirf unhi products aur services ki recommend karte hain jinhe hum genuinely useful maante hain, jaise:

  • Zerodha, Groww, Angel One (demat accounts)
  • Policybazaar (insurance)
  • Amazon India (books aur financial products)

Sabhi affiliate relationships related articles mein disclose ki jaati hain.


  1. FINANCIAL PRODUCTS KE BAARE MEIN

Money Mantraa par jo bhi financial products, demat accounts, mutual funds, ya insurance ke baare mein jaankari di jaati hai, woh sirf review aur educational purpose ke liye hai. Kisi bhi product mein invest karne se pehle khud research karein aur SEBI-registered advisor se salah lein.

SEBI Registration Number hamare paas nahi hai — hum ek registered financial advisor nahi hain.


  1. THIRD-PARTY LINKS

Hamare website par third-party websites ke links ho sakte hain. Hum un websites ki privacy practices ya content ke liye zimmedar nahi hain. Hum aapko encourage karte hain ki aap kisi bhi external website visit karne par unki privacy policy zaroor padhein.


  1. DATA SECURITY

Hum aapki personal jaankari ko unauthorized access, alteration, disclosure ya deletion se bachane ke liye reasonable measures lete hain. Lekin internet par data transmission ka koi bhi tarika 100% secure nahi hai, isliye hum absolute security guarantee nahi kar sakte.


  1. BACHCHON KI PRIVACY

Money Mantraa 13 saal se kam umra ke bachchon ke liye nahi banaayi gayi hai. Hum jaanbujhkar bachchon se personal jaankari collect nahi karte. Agar aapko lagta hai ki humne galti se aisi jaankari collect kar li hai, toh please humse turant sampark karein taaki hum use delete kar sakein.


  1. AAPKE ADHIKAR

Aapko yeh adhikar hain:

  • Hamare paas aapki jo personal data hai, usse access karne ka request
  • Aapki personal data ko sahi karne ya delete karne ka request
  • Kisi bhi samay newsletter se unsubscribe karne ka adhikar (email mein “Unsubscribe” link click karke)

In adhikaron ka upyog karne ke liye, neeche diye gaye email par sampark karein.


  1. IS PRIVACY POLICY MEIN BADLAAV

Hum is Privacy Policy ko samay-samay par update kar sakte hain. Koi bhi badlaav is page par updated “Last Updated” date ke saath post kiya jaayega. Hum aapko encourage karte hain ki aap is policy ko samay-samay par review karte rahein.


  1. HAMSE SAMPARK KAREIN

Agar is Privacy Policy ke baare mein aapka koi bhi sawaal ya concern hai, toh please humse sampark karein:

Website: https://moneymantraa.in
Email: im.hariomk@gmail.com
Location: Buxar, Bihar, India